Fix & Flip Profit Calculator

Purchase & Financing

Purchase Price

Down Payment %

Interest Rate (Annual)

Loan Points

pts

Buy Closing Costs

Loan Term (months)

Renovation Costs & Timeline

Hold Duration (months)

Contingency Buffer

Renovation Scope

Square Footage

Cost Per Sq Ft

Reno Subtotal (before buffer)

* Scope sets the default rate ($50 light / $75 medium / $95 full). Override the per-sqft cost if your numbers differ. Contingency buffer is added on top.

Holding Costs

Property Tax (annual)

Insurance (monthly)

Utilities (monthly)

HOA (monthly)

Property Mgmt (monthly)

Misc / Maintenance (mo.)

Sale & Exit

After Repair Value (ARV)

Agent Commission

Sell Closing Costs

Staging / Photography

Transfer Tax

Capital Gains Rate

Deal Summary

Net Profit

—

after-tax estimate

Cash-on-Cash ROI

—

on cash invested

Annualized ROI

—

per-year equivalent

Total Cost Basis

—

all-in cost

Cash Required

—

down + reno + fees

Loan Amount

—

financed

Interest Paid

—

over hold period

70% Rule Max Buy

—

recommended ceiling

Cost Breakdown

Line-Item Costs

Cost Distribution

Scenario Analysis

ARV Sensitivity — Net Profit

Hold Duration — Profit Impact